Last Updated: February 02, 2022
Information we collect:
In order to make sure you are using our Services legally, that you are eligible to use certain Services, and protect your data from bad actors, fraudsters and those looking to put your money at risk, we may collect data about you, your business and your customers from companies that help us verify your identity, check your credit history and help us prevent money laundering and fraud.
Over the past twelve months, and on an ongoing basis, Wafi collects your personal information from other sources including:
We use your data to, among other things, process your payments, send you information about your transaction, identify gaps in our services, determine if our Service would work for you, secure your data, fight fraud, follow the law, enforce our agreements, identify new products we can build, offer you promotions, campaigns and market to you.
Over the past twelve months, and on an ongoing basis, Wafi collects your personal information to do the following:
Over the past twelve months, and on an ongoing basis, we may share your personal information as follows:
With our third party service providers
With advertising and analytics companies
Business Transfers and corporate changes
When you ask us to
Compliance with legal or safety laws
Aggregated and anonymized information
No. Wafi does not sell your personal information.
1. What are cookies?
Cookies are small pieces of data sent from a website and stored in your web browser while you are browsing and it allows Wafi to remember you, recall how you engaged with our Platform, and enables us to serve you targeted and personalized ads.
2. What other user tracking technologies are used?
There are other technologies similar to cookies which track your activities online that we may also use. They are:
1. Web beacons which are tiny unique identifiers that are used to track emails and web pages.
2. Advertising identifiers work like cookies but on mobile devices including phones and tablets. They are used to serve you targeted digital ads.
We may partner with a third party to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on our website and other sites in order to provide you advertising based upon your browsing activities and interests.
To prevent or opt out of cookies and similar technologies on mobile, tablet and on your desktop, please go to the privacy or ads section within your device settings page and change your preferences. This will probably not stop you from receiving ads but it might stop you from receiving personalized advertising.
If you prefer not to receive promotional emails from Wafi, click on the unsubscribe link at the bottom of any promotional email that we send you to remove your email address from future promotional email campaigns. If you have difficulty with the unsubscribe process, contact us at firstname.lastname@example.org.
You may opt-out of receiving text messages from Wafi by replying STOP. Opting out may affect your ability to use some of our Services. If you decide to opt out, we can still send you non-promotional communications, such as 2FA sign in code that you request.
Wafi uses and follows generally accepted industry standards including administrative, technical, and physical safeguards, to protect the data and information you give to us. We make every effort to protect your information from theft, loss, misuse, destruction, alteration, and unauthorized access and other fraudulent activities. Unfortunately no medium or way of securing data across the internet is 100% guaranteed so we cannot guarantee the absolute security of your personal data or other information. If you have questions about the security of your account or security of your personal information, please contact us at email@example.com.
We may use third-party service providers such as Amazon Web Services, Google Cloud, Google Analytics and more to store and process your information in the United States and other countries.
We retain your Personal Data as long as we are providing the Services to you, your customers or our Users. Even after we stop providing Services directly or indirectly to you, and even if you close your Wafi account or complete a transaction with a Wafi User, we keep your Personal Data in order to comply with our legal and regulatory obligations. We may also keep your Personal Data to assist with our fraud monitoring, detection and prevention activities. We also keep Personal Data to comply with our tax, accounting, and financial reporting obligations, where we are required to retain the data by our contractual commitments to our financial partners, and where data retention is mandated by the payment methods you used. In all cases where we keep data, we do so in accordance with any limitation periods and records retention obligations that are imposed by applicable law.
You can ask the business to delete the personal information they have collected from you (subject to exceptions the law provides).
You have the right to not be discriminated against if you exercise these privacy rights. The business cannot discriminate against you, deny, charge different prices for, or provide a different quality of goods or services if you choose to exercise these rights.
To the extent we act as the service provider (for example, when we process payments on behalf of Merchants and Companies), you can exercise your CCPA rights directly with the Merchant(s) and Company(s) you use.
If your information changes, you can update it in your account settings by contacting your organization’s Account Manager or by contacting us at firstname.lastname@example.org.
If you wish to close your account or request that we no longer use your information to provide you the Wafi Services, contact us at email@example.com and we will respond to you in a reasonable timeframe. We will retain your information for as long as your account is active or as needed to provide you the Wafi Services, or to the extent required by applicable law or rule.
What about the privacy of children?
Wafi is a general audience Service. Wafi does not knowingly collect any personal information from anyone under the age of 13.
If you are a California resident, you have the right under the California Consumer Privacy Act (“CCPA”) to request disclosure of the specific pieces of personal information that businesses may have collected from you. California residents also have the right to request deletion of personal information that businesses may have collected regarding you. We are generally a service provider of the merchant or company with whom you interact (for example, we’re a service provider to the lender who lend you money and uses Wafi to pay you and get paid back by you). As a service provider, the Merchant is the “business” under CCPA and you can exercise your CCPA rights directly with your Merchant.
You may have the right to request, up to twice in a 12 month period, to see the personal information a Merchant or Wafi has collected about you during the past 12 month period:
California law gives you the right to ask if the business discloses your personal information to third parties for their direct marketing purposes. You also have the right to know if the business sells your personal information, and if they do, to opt out of such sale. Wafi does not sell your personal information to third parties.
Wafi, Inc. 7088 N Mariposa Court, Dublin, CA 94568, U.S.A.